UK Personal Finance Coaching
Move from financial uncertainty to clarity with coaching built around your life — budgeting, saving and investing, in plain English, without the jargon.
Create a personalised money plan that works for your life, not against it. Identify where your money goes and take back control — starting this week.
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Build sustainable saving habits to achieve your goals and create a financial safety net — without feeling like you're missing out on life.
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Understand your investment options — from ISAs to index funds — and grow your wealth with confidence, in plain English, tailored to your goals.
Learn more →"I've been through financial difficulty myself. That experience is exactly why I do this work — and why it actually works."
Money Moxie Mentor was founded with one purpose: to help everyday people gain the confidence and knowledge to take control of their finances. Our story began with personal financial challenges — the weight of debt, uncertainty, and the feeling of not knowing where to start.
With a background in Accountancy and Information Systems, and the determination to reshape our own financial situation, we learned how to budget effectively, save consistently and invest wisely. That experience is the foundation of everything we do here.
Your finances at the centre of everything we do. Clear, practical guidance on managing, growing and protecting your money.
Courage, boldness and determination. We help you face financial challenges head-on and transform obstacles into opportunities.
More than a coach — a dedicated partner in your growth. Personalised guidance and support at every step.
Start with a free consultation, then choose the level of support that suits you. All sessions available online, by phone, or in person.
A practical, no-nonsense roadmap to financial confidence — written for everyday people in the UK. No complicated jargon, no hidden agenda. Just actionable steps you can start today.
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The first step to financial clarity is knowing your starting point — honestly and without judgement.

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Book a free, no-obligation 45-minute consultation. No sales pitch — just an honest conversation about where you are and where you want to be.
Whether you're starting from scratch, tackling debt, or ready to grow your wealth — there's a service designed for exactly where you are.
Most people have no clear picture of where their money goes each month. Budget coaching changes that — permanently. We build a personalised spending plan that reflects your actual life, not a textbook ideal.
Saving is a skill, not a personality trait. We'll help you build the habits, systems and mindset to save consistently — even when it feels like there's nothing left at the end of the month.
Investing doesn't need to be complicated or scary. We'll walk you through your options in plain English — from ISAs and SIPPs to index funds and beyond — so you can grow your wealth with confidence.
Debt is one of the most common sources of financial stress — but it doesn't have to be permanent. We'll create a structured, realistic plan to pay it down faster and build the habits that keep it gone.
That's exactly what the free consultation is for. Let's talk.
We know what financial difficulty feels like from the inside. That's why our coaching is different.
Founder & Personal Finance Coach
Money Moxie Mentor was born out of a very personal experience with financial difficulty. Like so many people, we know what it feels like to be weighed down by debt, unsure where your money goes, and quietly anxious about the future.
With a degree in Accountancy and Information Systems, and a determination to change our own situation, we committed to learning everything we could about personal finance — how to budget effectively, save consistently, and start investing wisely. The results were life-changing.
We founded Money Moxie Mentor to share that knowledge with others. Not as a financial adviser recommending products, but as a trusted partner who's been through it — and come out the other side with the skills and confidence to help you do the same.
Our vision is simple: a world where financial freedom is within reach for everyone, regardless of where they're starting from.
Jargon-free, honest guidance. No hidden fees, no product sales. Ever.
No cookie-cutter plans. Every coaching plan is built around your life.
We build your financial confidence for life — not dependency on us.
No judgement. We meet you where you are, always.
Practical financial insights for real people. No jargon, no filler — just guidance you can use today.
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Everything you want to know about financial coaching — plus practical money tips you can use straight away.
Personal financial coaching is a tailored, one-to-one approach to improving your financial well-being. You work with a trained coach who provides guidance, practical strategies and accountability to help you achieve your financial goals.
It might feel counterintuitive, but a financial coach is an investment in your future. The strategies, accountability and knowledge you gain typically lead to significant savings and improved habits long-term — far outweighing the session cost.
A financial coach focuses on behaviours, habits, mindset and goals. We don't recommend specific financial products or hold FCA authorisation. A financial adviser provides regulated advice on investments, pensions and insurance. We often complement each other — coach the mindset, adviser handles the products.
Absolutely — it's one of the most common reasons people come to us. We'll create a structured repayment plan, explore consolidation options, and build the habits that keep you out of debt for good. No judgement, ever.
Sessions can be held via video call, telephone, or in-person depending on your preference and location. Most clients opt for video — it's convenient and just as effective as face-to-face.
Yes, completely. Everything discussed in sessions is strictly confidential. Your financial details are never shared with third parties.
That's perfectly fine — and very common. Coaching meets you exactly where you are. We explain everything clearly, without jargon, at a pace that suits you. There's no such thing as a silly question.
It depends on your goals. Some clients prefer weekly sessions for accountability; others find monthly check-ins sufficient. We'll find the right rhythm for you during your free consultation.
Track every penny for one month. Most people are shocked by what they discover. Awareness is the foundation of all financial progress.
Before aggressively paying debt or investing, have at least £1,000 set aside. It prevents small emergencies from becoming big debts.
Pay the minimum on all debts, then put everything extra toward the highest-interest debt first. This saves the most money mathematically.
Set up a standing order to savings the day you're paid. If you never see it, you won't spend it. Automation beats willpower every time.
UK residents can invest up to £20,000 per year tax-free in an ISA. Prioritise this before taxable investment accounts.
The average UK household wastes over £600 per year on unused subscriptions. A quarterly review takes 20 minutes and pays for itself many times over.
Book a free consultation and ask us anything. No obligation — just a friendly, honest conversation.
Whether you have a quick question or you're ready to begin — we'd love to hear from you.
United Kingdom — coaching available nationwide via video, phone or locally in person.
Weekday evenings and weekends available. We work around your schedule.
Not ready to book a call yet? Drop us a message and we'll get back to you within 24 hours.
Your details are kept strictly private. We'll only use your email to respond to your enquiry.
We'll be in touch within one business day. In the meantime, explore our blog for free guidance.
Start with a free consultation, or jump straight into a session. Either way, you're taking a great step forward.
Fill in the form below and we'll be in touch to find a time that suits you both.
We'll reach out within 24 hours to confirm a time that works for you. Looking forward to speaking.