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UK Personal Finance Coaching

Your money, finally working for you.

Move from financial uncertainty to clarity with coaching built around your life — budgeting, saving and investing, in plain English, without the jargon.

£5k
Average personal loan debt per UK household
34%
UK adults have less than £1,000 in savings
29%
UK adults feel regular financial stress
Free
45-minute introductory consultation, no strings
UK-based coaching
100% confidential
Video, phone or in-person
No financial products sold
Degree-qualified, accountancy background
What We Offer

Coaching that fits where you are

Budget coaching session

Budget Coaching

Create a personalised money plan that works for your life, not against it. Identify where your money goes and take back control — starting this week.

Learn more →
Family saving for the future

Saving Strategies

Build sustainable saving habits to achieve your goals and create a financial safety net — without feeling like you're missing out on life.

Learn more →
Investment guidance

Investment Guidance

Understand your investment options — from ISAs to index funds — and grow your wealth with confidence, in plain English, tailored to your goals.

Learn more →
Gary Stevens, Money Moxie Mentor
Gary Stevens
Founder — Money Moxie Mentor
Our Story

Built on real experience with financial difficulty

"I've been through financial difficulty myself. That experience is exactly why I do this work — and why it actually works."

Money Moxie Mentor was founded with one purpose: to help everyday people gain the confidence and knowledge to take control of their finances. Our story began with personal financial challenges — the weight of debt, uncertainty, and the feeling of not knowing where to start.

With a background in Accountancy and Information Systems, and the determination to reshape our own financial situation, we learned how to budget effectively, save consistently and invest wisely. That experience is the foundation of everything we do here.

M

Money

Your finances at the centre of everything we do. Clear, practical guidance on managing, growing and protecting your money.

M

Moxie

Courage, boldness and determination. We help you face financial challenges head-on and transform obstacles into opportunities.

M

Mentor

More than a coach — a dedicated partner in your growth. Personalised guidance and support at every step.

Simple Pricing

No surprises. Just results.

Start with a free consultation, then choose the level of support that suits you. All sessions available online, by phone, or in person.

Consultation
Free
45-minute intro session

  • Get to know each other
  • Snapshot of your finances
  • Identify your key goals
  • No obligation whatsoever
Block Booking
£200
5 × 60-minute sessions

  • Everything in single session
  • Comprehensive financial strategy
  • Email support between sessions
  • Multi-topic deep dives
  • Save £25 vs individual sessions
Client Stories

Real results, real people.

★★★★★
I used to live in my £500 overdraft, feeling stuck. After coaching with Money Moxie Mentor, I not only cleared it but built a £700 emergency fund — all within three months.
★★★★★
I had high-interest debt draining me every month. With Money Moxie Mentor's guidance, I consolidated it interest-free and created a real repayment plan. Now I'm actually building momentum.
Free Download

5 Steps to Financial Freedom

A practical, no-nonsense roadmap to financial confidence — written for everyday people in the UK. No complicated jargon, no hidden agenda. Just actionable steps you can start today.

  • Understand exactly where your money is going
  • Build an emergency fund that actually protects you
  • Clear debt using proven UK-relevant strategies
  • Start saving and investing with confidence
  • Set goals that motivate you to keep going

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Latest Insights

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Ready to start?

Your financial future starts today.

Book a free, no-obligation 45-minute consultation. No sales pitch — just an honest conversation about where you are and where you want to be.

Our Services

Coaching built around your situation

Whether you're starting from scratch, tackling debt, or ready to grow your wealth — there's a service designed for exactly where you are.

Budget coaching
Service 01

Budget Coaching

Most people have no clear picture of where their money goes each month. Budget coaching changes that — permanently. We build a personalised spending plan that reflects your actual life, not a textbook ideal.

  • Full income and expense analysis
  • Identification of spending leaks
  • Personalised 50/30/20 or zero-based budget
  • Practical tools to track and maintain your budget
  • Strategies to reduce fixed and variable costs
Saving strategies
Service 02

Saving Strategies

Saving is a skill, not a personality trait. We'll help you build the habits, systems and mindset to save consistently — even when it feels like there's nothing left at the end of the month.

  • Emergency fund planning and building
  • Goal-based savings frameworks
  • High-interest savings account guidance
  • Automating savings for consistency
  • Short and long-term savings roadmap
Investment guidance
Service 03

Investment Guidance

Investing doesn't need to be complicated or scary. We'll walk you through your options in plain English — from ISAs and SIPPs to index funds and beyond — so you can grow your wealth with confidence.

  • Introduction to core investing concepts
  • ISA and SIPP explained clearly
  • Risk profile assessment
  • Understanding index funds and ETFs
  • Long-term wealth building strategy
Debt reduction
Service 04

Debt Reduction

Debt is one of the most common sources of financial stress — but it doesn't have to be permanent. We'll create a structured, realistic plan to pay it down faster and build the habits that keep it gone.

  • Full debt audit and prioritisation
  • Avalanche and snowball method planning
  • Balance transfer and consolidation guidance
  • Creditor negotiation strategies
  • Building resilience to avoid future debt
Pricing

Start free. Grow from there.

Consultation
Free
45-minute intro session

  • Get to know each other
  • Financial snapshot
  • Identify your goals
  • No obligation
Block Booking
£200
5 × 60-minute sessions

  • Everything in single session
  • Comprehensive strategy
  • Email support throughout
  • Save £25 overall

Not sure which service is right?

That's exactly what the free consultation is for. Let's talk.

About

Dedicated partners in your financial journey

We know what financial difficulty feels like from the inside. That's why our coaching is different.

Gary Stevens, Founder of Money Moxie Mentor

Gary Stevens

Founder & Personal Finance Coach

BSc Accountancy & Information Systems UK-based, coaching nationwide Personal experience of financial difficulty 100% confidential sessions
Our Story

From financial struggle to financial confidence

Money Moxie Mentor was born out of a very personal experience with financial difficulty. Like so many people, we know what it feels like to be weighed down by debt, unsure where your money goes, and quietly anxious about the future.

With a degree in Accountancy and Information Systems, and a determination to change our own situation, we committed to learning everything we could about personal finance — how to budget effectively, save consistently, and start investing wisely. The results were life-changing.

We founded Money Moxie Mentor to share that knowledge with others. Not as a financial adviser recommending products, but as a trusted partner who's been through it — and come out the other side with the skills and confidence to help you do the same.

Our vision is simple: a world where financial freedom is within reach for everyone, regardless of where they're starting from.

Transparency

Jargon-free, honest guidance. No hidden fees, no product sales. Ever.

Personalisation

No cookie-cutter plans. Every coaching plan is built around your life.

Empowerment

We build your financial confidence for life — not dependency on us.

Compassion

No judgement. We meet you where you are, always.

Client Stories

What our clients say

★★★★★
I used to live in my £500 overdraft, feeling stuck. After coaching with Money Moxie Mentor, I not only cleared it but built a £700 emergency fund — all within three months.
★★★★★
I had high-interest debt draining me every month. With Money Moxie Mentor's guidance, I consolidated it interest-free and created a real repayment plan. Now I'm actually building momentum.
Blog & Resources

Read, learn, take action.

Practical financial insights for real people. No jargon, no filler — just guidance you can use today.

Assess your finances
Budgeting

Ready to Take Control of Your Finances? Start Here.

The first step to financial clarity is knowing your starting point, honestly and without judgement.

5 min readRead →
Financial goals
Goals

5 Steps to Set Goals That Drive Real Financial Growth

Goal setting is more than a wish list. Learn how to build goals that motivate you to follow through.

4 min readRead →
Budgeting habits
Budgeting

Simple Budgeting Habits That Actually Stick

Most budgets fail in week two. These habits work with your psychology, not against it.

6 min readRead →
Get rich quick myth
Investing

Why Getting Rich Quick Is a Myth

The allure of fast money is everywhere — but the data tells a very different story. Here's what actually works.

7 min readRead →
How to budget
Budgeting

How to Budget: A No-Nonsense Guide That Actually Works

Budgeting has a reputation for being restrictive and boring. It's not — when you do it right, it's the most liberating thing you can do with your money.

6 min readRead →
Free Download

5 Steps to Financial Freedom

A practical guide to budgeting, saving and investing — written for everyday people in the UK.

FAQ & Tips

Your questions, answered honestly.

Everything you want to know about financial coaching — plus practical money tips you can use straight away.

Frequently Asked Questions

What is personal financial coaching?

+

Personal financial coaching is a tailored, one-to-one approach to improving your financial well-being. You work with a trained coach who provides guidance, practical strategies and accountability to help you achieve your financial goals.

Why pay a coach to help me save money?

+

It might feel counterintuitive, but a financial coach is an investment in your future. The strategies, accountability and knowledge you gain typically lead to significant savings and improved habits long-term — far outweighing the session cost.

What's the difference between a coach and a financial adviser?

+

A financial coach focuses on behaviours, habits, mindset and goals. We don't recommend specific financial products or hold FCA authorisation. A financial adviser provides regulated advice on investments, pensions and insurance. We often complement each other — coach the mindset, adviser handles the products.

Is coaching suitable if I have significant debt?

+

Absolutely — it's one of the most common reasons people come to us. We'll create a structured repayment plan, explore consolidation options, and build the habits that keep you out of debt for good. No judgement, ever.

How are sessions conducted?

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Sessions can be held via video call, telephone, or in-person depending on your preference and location. Most clients opt for video — it's convenient and just as effective as face-to-face.

Will my financial information stay confidential?

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Yes, completely. Everything discussed in sessions is strictly confidential. Your financial details are never shared with third parties.

What if I have very limited financial knowledge?

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That's perfectly fine — and very common. Coaching meets you exactly where you are. We explain everything clearly, without jargon, at a pace that suits you. There's no such thing as a silly question.

How often should I have sessions?

+

It depends on your goals. Some clients prefer weekly sessions for accountability; others find monthly check-ins sufficient. We'll find the right rhythm for you during your free consultation.

Quick Money Tips
01

Know your numbers before anything else

Track every penny for one month. Most people are shocked by what they discover. Awareness is the foundation of all financial progress.

02

Build your £1,000 emergency fund first

Before aggressively paying debt or investing, have at least £1,000 set aside. It prevents small emergencies from becoming big debts.

03

Use the avalanche method for debt

Pay the minimum on all debts, then put everything extra toward the highest-interest debt first. This saves the most money mathematically.

04

Automate your savings on payday

Set up a standing order to savings the day you're paid. If you never see it, you won't spend it. Automation beats willpower every time.

05

Use your Stocks & Shares ISA allowance

UK residents can invest up to £20,000 per year tax-free in an ISA. Prioritise this before taxable investment accounts.

06

Audit subscriptions every quarter

The average UK household wastes over £600 per year on unused subscriptions. A quarterly review takes 20 minutes and pays for itself many times over.

Still have questions?

Book a free consultation and ask us anything. No obligation — just a friendly, honest conversation.

Get In Touch

Let's start a conversation

Whether you have a quick question or you're ready to begin — we'd love to hear from you.

Email

info@moneymoxiementor.com

We typically respond within one business day.

Location

United Kingdom — coaching available nationwide via video, phone or locally in person.

Availability

Weekday evenings and weekends available. We work around your schedule.

Send a message

Not ready to book a call yet? Drop us a message and we'll get back to you within 24 hours.

Your details are kept strictly private. We'll only use your email to respond to your enquiry.

Message received

We'll be in touch within one business day. In the meantime, explore our blog for free guidance.

Book a Session

Choose how you'd like to work with us

Start with a free consultation, or jump straight into a session. Either way, you're taking a great step forward.

Consultation

Free Consultation

Free / 45 minutes

Get to know each other, take a snapshot of your finances and explore your goals. No commitment, no sales pitch.

Single Session

Deep Dive Session

£45 / 60 minutes

An in-depth session focused on your specific situation. Leave with a clear, personalised action plan you can start straight away.

Block Booking

Full Programme

£200 / 5 sessions

Five sessions to build a comprehensive financial strategy, with email support between each one. Save £25 versus individual sessions.

Not ready to book directly?

Tell us when works for you

Fill in the form below and we'll be in touch to find a time that suits you both.

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We'll reach out within 24 hours to confirm a time that works for you. Looking forward to speaking.